12/12/2025 11:14:23 PM Fintech Bank Charters Back in the Spotlight By Melissa Hall The debate over the Office of the Comptroller of the Currency (OCC) granting specialty limited bank charters for financial technology...
12/12/2025 11:37:07 AM Client categorisation reform: Top ten things you need to know By Alex Green Michael Sholem Lora Froud Rachel Serene +1 more... Show less The FCA has issued consultation paper CP25/36 on changes to the client categorisation regime. Reform of the regime was one of the items...
12/10/2025 7:35:50 PM Are retail property lenders running out of New Year resolutions? By Jat Bains In this valuable article from Real Estate Capital, the issues facing lenders on retail property financings and the lack of palatable...
12/10/2025 7:35:28 PM Accelerating LIBOR transition By Timothy Bromley-White The Working Group on Sterling Risk-Free Reference Rates (the Working Group), the Bank of England and the Financial Conduct Authority have...
12/10/2025 7:34:57 PM ESMA consults on securitisation repository data guidelines By Kartik Iyer Richard Fletcher Pursuant to Article 4(2)(d) of the draft Commission Delegated Regulation supplementing Regulation (EU) 2017/2402, securitisation...
12/10/2025 7:31:39 PM LIBOR transition: are you ready? By Timothy Bromley-White Last week, the Loan Market Association (LMA) hosted another seminar focused on the transition from LIBOR to alternative interest rates....
12/10/2025 7:31:32 PM Crown preference and the prescribed part: A concern for secured creditors By Timothy Bromley-White In last week's Government budget, the Chancellor of the Exchequer confirmed that Crown preference would return but that this would be...
12/10/2025 7:30:20 PM LIBOR transition in the midst of Covid-19 By Rachel Richardson Recent focus of market participants in the debt markets has rightly been on both the immediate liquidity issues faced by businesses in...
12/10/2025 7:24:56 PM A Code of Practice for landlords and tenants - the potential impact on negotiations with lenders By Laura Bretherton The UK government has announced that it will be launching a new “code of practice” for commercial landlords and tenants to govern their...
12/10/2025 7:24:16 PM Still friends? FCA launches investigation into Amigo Loans By Adam Caines What has happened? The Financial Conduct Authority (FCA) has started an investigation into Amigo Loans (Amigo), a London Stock Exchange...
12/10/2025 7:22:05 PM ESMA publishes final report on securitisation repository data guidelines By Richard Fletcher Edward Karsten Kartik Iyer In January 2020, we discussed ESMA’s publication of a consultation paper on securitisation data submissions pursuant to Article 4(2)(d)...
12/10/2025 7:21:19 PM Securitisation Regulation - STS and NPE amendments By Richard Fletcher On 24 July 2020, the European Commission published a legislative proposal for a regulation to amend the Securitisation Regulation (the SR...
12/10/2025 7:20:35 PM ESMA provides updated XML schema and reporting instructions for securitisation reporting By Edward Karsten ESMA has today published updated reporting instructions and XML schema (version 1.2.0) for the templates set out in the technical...
12/10/2025 7:19:04 PM "Portability" of leveraged debt facilities – a trend for the future? By Malcolm Hitching Yesterday, the FT published an article highlighting the recent trend for lenders to agree to the inclusion of ‘portability’ language in...
12/10/2025 7:16:16 PM Enforcing security in a depressed property market By Timothy Bromley-White As many businesses now face another phase of closures, we are seeing borrowers and lenders reconsidering and restructuring their finance...
12/10/2025 7:03:34 PM Despite Covid-19 the rush to direct lending continues By Rachel Richardson The FT has reported that Ares have raised an €11bn fund. According to Prequin this will be Europe’s largest fund of its type. In...